KMI2 Family Plan

Releasing Men for Marriage

It has been said that women are on a “biological-clock” meaning that they need to marry and have children before the opportunity for them has passed. But conversely it should be noted that men are on a “financial-clock” which means they want to marry and have a family but refrain from doing so when they do not feel they have enough income to care for a wife and children. God has created men to be leaders and protectors and providers of their family-units but if these men feel they cannot “provide” for a family, then this is the major reason why they refrain from marriage and refrain from having children. Therefore, if this “financial-issue” was solved for the guys then our men would naturally be able to marry and start a family.

Solving the Male “Financial” Problem

The current system within many western nations (and South Korea) is such that young men typically seek a college-degree in hope of a better future. This is particularly true in the nation of South Korea where the best jobs are found within the large “chaebols” like Samsung and Hyundai corporations. (A chaebol is  a large industrial South Korean conglomerate run and controlled by an individual or family).The job competition is “fierce” to land a position in any of these large South Korean companies. Only the “best-of-the-best” (with the highest education level) can obtain such coveted employment positions in South Korea. This has led to many South Koreans going abroad as they search for better employment opportunities. But we have a financial plan by which we can free the South Korean young men from the lack of financial opportunities and cause them to prosper (even without a college degree).

When “Laboring Men” Prosper

I often share the true story of my friend Matt Ruhl who once worked at a barge company in Seattle Washington. This barge company moved cargo from Seattle to Alaska. There was no cheaper means of cargo transportation other than the use of barges. It was for this reason that the barge company was always busy and the men working at this company had many “over-hours” and they were making good money loading barges. Matt had a desire to retire one day as a landlord “king” so that he could make his income from rental properties in old age (after he could no longer do heavy physical work anymore). So what he did was to introduce his idea of a buying real estate to the men working at the barge company. His fellow employees thought it was a good idea and joined Matt in the creation of a “real estate” club. These working men then invested their disposable wealth (that money which was over and above their needed living expenses) into buying real estate. So they purchased a rental house for cash and then fixed it up themselves and because they did not have any bank loans, the rental income was all for their own use. What happened over-time was that they were able to purchase house after house for cash. With every rental house they purchased they gained more rental income from the tenants that leased these houses. This worked well in a big city like Seattle because there was a big demand for housing and rental houses brought in a high rental income. So this enterprise began to “snowball” and the more rental houses they purchased, the more rental revenue streams that they received. This allowed them to buy more and more rental properties. Some of the members did not have good credit and they could not get a home loan from a bank to buy their own house. But it was amazing that these same people could purchase many rental houses for cash since they now belonged to a “real estate club and could purchase homes as a group endeavor. Soon everyone within the club had enough rental income that they could afford to retire from their working jobs! However, since this system was working so well, they decided to just continue working as they had been and they continued to multiply their rental incomes with every rental property that their club purchased.

This is an example of how “laboring men” without college degrees were able to prosper wonderfully. They pooled their resources as a group and purchased rental houses for cash (without bank loans). They soon discovered that when they did not have a banker “bleeding them dry” that they could prosper wonderfully together as a group (using their own cash) for investments.

Illustration of Going-it-Alone

But after all of this great success, the wife of Matt Ruhl wanted to move to Kansas City in order to pursue a career in nursing. So Matt sold his shares in the real estate club (which he had started in Seattle) and moved to Kansas City with his wife and family. But after his move, he discovered that the best he could do on his own was to secure just one rental house. This is in great contrast to his companions who remained in the real estate club in Seattle. These men who remained in the club prospered wonderfully as a group with an “ever-growing” income from the rental houses they purchased. These men could even afford to take their families on expensive vacations as a group and would even do exotic cruises to different locales. Contrast this to Matt (trying to do the same business on his own) who never got beyond the purchase of only one rental house. The moral of the story is that a group of people investing together can accomplish much more than if the same people attempt to do such an investment plan alone by themselves.

Investing as a Group

It is for this reason that we want to join together as a group to create our own investment plan. The creation of a Family Production Unit (FPU) not only provides housing for families but it also produces its own energy and food and products (through cottage industry). While the cost of building a FPU is higher than the cost of building a house, the FPU can soon pay for itself with all of the excess food and products created by this automated system. As in the example of the real estate club in Seattle, the more FPU systems we can build, the more revenue streams will be created. The more income that our group receives then the more of these FPU systems we can build. This would also have a “snowball” effect the same as that of the real estate club in Seattle.

If our young men could have the housing and the food and the financial income from their own FPU system, then this means that they could marry right away and start a family of their own. The financial restraint that currently hinders young men from getting married would be removed by our group investment plan.

See the link “Group Investment Plan” for more details.